Select Home Warranty Reviews (2026)

Select Home Warranty offers budget-friendly home warranty plans that cover essential systems and appliances for less than $50 a month, making it one of the most affordable providers we’ve reviewed. Each plan includes complimentary roof leak coverage, a rare perk at this price point, making Select a practical option for homeowners seeking basic warranty protection without the high cost. In this review, we break down Select Home Warranty’s coverage options, pricing, and plan limitations so you can see how it compares to other top home warranty providers.

Best Budget Plan Option

Select Home Warranty

3.7

Overall Score

We use extensive first-party research, secret shopping, and firsthand testing to evaluate companies on key factors. We then develop a numeric score for each brand to determine an overall score.

Explore Plans

Monthly Cost $44–$48

Service Fee $75–$100

BBB Rating B-

States Covered 47 (ex. NV, WA, & WI)

Pros and Cons

Pros

• Offers competitively priced plans for less than $50 per month
• Includes free roof leak coverage with new online plan enrollments
• Offers two months of free coverage when you buy your first year of coverage

Cons

• Doesn’t define a specific service call fee during the purchase process, based on our experience
• Only a few add-on choices available
• Includes a lower $500 upper limit on most covered items

Add-Ons

Select Home Warranty offers the following add-on choices:

• Central vacuum
• Lawn sprinkler systems
• Pool or spa
• Septic system
• Stand-alone freezer
• Sump pump
• Well pump

Our Take on Select Home Warranty

Select Home Warranty is a low-cost home warranty service provider with more than a decade of experience. Its most notable feature is affordability, with home warranty costs about 14% lower than the national average of $56. It also offers free roof leak coverage when you enroll online, which can benefit homeowners worried about the impact of weather on their roofs over time. 

However, Select Home Warranty offers lower coverage caps than some other companies we’ve reviewed. Most appliances and systems covered under each plan include coverage limits of $500 per item per term. The only exception is your HVAC system, which is covered against up to $3,000 in damage. This is lower than what’s offered by some other home warranty providers, but homeowners worried about their heating and cooling systems may find purchasing coverage worth the cost. 

If you’re shopping with affordability in mind, Select can offer a budget-friendly home warranty. This is especially true if you live in a home with newer systems and appliances that may not require expensive repairs. However, the company offers lower coverage limits for most items, except for HVAC systems, and it doesn’t have overly positive customer reviews online.

Select Home Warranty Coverage

Select Home Warranty offers three coverage plans, which are comparable to those offered by other providers operating on a similar scale. While Select offers fewer add-on coverages than most competitors, its options are competitively priced, based on our research. 

Core Plans

Like most home warranty companies, Select Home Warranty offers an appliance plan, a systems plan, and a combination plan for total home coverage. Select currently divides its offerings into the following three options:

• Bronze Care: This plan provides appliance-only coverage that includes eight items: your clothes washers, clothes dryers, refrigerators, stoves, cooktops, built-in microwaves, dishwashers, and garbage disposals. 
• Gold Care: The next plan tier offers systems-only protection, covering your HVAC (both cooling and heating system components), plumbing systems, electrical systems, ductwork, and water heaters. 
• Platinum Care: This plan combines the Bronze and Gold Care plans and adds garage door opener systems and ceiling fans. 

Coverage Add-On Options

Select Home Warranty offers nine optional add-ons with its plans, which is about average for a home warranty provider. The company also includes roof leak coverage at no additional cost with every plan. This is a rare benefit, as many competitors only include this protection with higher tier plans. According to the Select sample contract we reviewed, add-on items have a $400 coverage limit, which is lower than what some other competitors offer.

Here’s a list of Select’s available add-on options:

• Central vacuum 
• Lawn sprinkler system 
• Pool
• Roof leak coverage
• Septic system
• Spa
• Standalone freezer
• Sump pump
• Well pump

The Fine Print

Reading a service contract is an important step when purchasing home warranty coverage. Our team read through Select Home Warranty’s coverage terms to identify restrictions on benefits and when you can use your coverage.

Select Home Warranty Cost

The total cost of a Select Home Warranty plan depends on the coverage type, add-on options, and service fee you select. Below, we break down typical Select plan costs to give you a better idea of what to expect.

Plan Cost

Select Home Warranty plan prices range from $44–$48 per month, based on quotes we pulled from more than 4,000 single-family homes of varying sizes, both under and over 4,000 square feet. While some home warranty companies let you adjust your service call fee to balance overall costs, Select assigns a fee between $75 and $100, depending on your location and contract length. For comparison, the national average home warranty cost is about $56 per month, with service call fees ranging from $75–$125.

The table below breaks down current monthly pricing for each Select Home Warranty policy. 

Select Home Warranty also offers a series of nine add-ons, with consistent pricing between plans. 

Discounts

At the time of this writing, Select Home Warranty had an introductory offer for new homeowners enrolling in a plan for the first time. If you purchase your plan online, you could receive: 

• Savings of $150 off your annual cost
• Two months of free coverage with an annual plan

Based on our research, Select Home Warranty doesn’t currently offer additional discounts beyond its introductory offer. 

Comparing Select Home Warranty to Other Top Providers

Select Home Warranty has one of the lowest monthly costs out of the companies we’ve reviewed at $44–$47, making it slightly more affordable than most competitors, including Liberty Home Guard and First American Home Warranty. The company’s service fee, which ranges from $60–$75 per use, is also relatively low compared to what some other providers charge. However, Select has the lowest overall rating among top-rated providers like American Home Shield and Choice Home Warranty.

Company	Our Rating	Monthly Plan Cost	Service Fee Cost	BBB Rating The BBB is an independent organization that evaluates businesses’ credibility and responsiveness to customers. Ratings are accurate as of January 2025.
Select Home WarrantyExplore Plans	3.7/5	$44–$48	$75–$100	B-
American Home ShieldExplore Plans	4.9/5	$36–$100	$100–$125	B
Choice Home WarrantyExplore Plans	4.7/5	$60–$68	$100	B
First American Home WarrantyExplore Plans	4.6/5	$77–$130	$100–$125	B+

Customer Reviews: Reddit, Trustpilot, and More

To better understand the Select Home Warranty customer experience, we read reviews on several third-party sites, including the Better Business Bureau (BBB), Trustpilot, and Reddit. Select has a B- rating from the BBB and is not accredited by the organization, with an average customer rating of 1.7 out of 5 stars based on more than 2,300 reviews. On Trustpilot, the company has a slightly higher score of 2.4 out of 5 stars from over 5,300 reviewers.

What Select Home Warranty Customers Like

Here’s a summary of positive themes we found across Select Home Warranty’s customer reviews:

• Affordable monthly pricing: Many reviewers appreciated Select’s lower plan costs compared to other home warranty providers.
• Polite and knowledgeable technicians: Some customers praised the professionalism and courtesy of the service technicians assigned to their claims.
• Straightforward sign-up process: Homeowners found it easy to get a quote and enroll in a plan with Select, often noting helpful support from sales representatives.

For even more insights, we compiled a few examples of positive reviews for the company:

“I’ve had Select Home Warranty for a year now and decided to renew. They offer a great service. The service fee is reasonable. The annual premium is outstanding and they are quick to address any claims. I would definitely recommend them.”—Alexander via Trustpilot, October 2025

“Select Home Warranty was fast and efficient in getting back to me with an appointment with a plumber. The plumber was very good. The only problem I had was understanding the Select Home Warranty employee on the phone, which was probably partially my fault due to my hearing problem. But, he was very cordial and respectful. Otherwise, I was very pleased.” —Alyce M. via Trustpilot, April 2025

What Select Home Warranty Customers Dislike

During our research, several reoccurring issues stood out across Select’s customer reviews:

• Denied or underpaid claims: Customers frequently reported that claims were denied due to coverage exclusions or that reimbursements were much lower than expected.
• Long wait times: Many customers experienced delays in scheduling technician appointments, completing service, or receiving reimbursement after a claim.
• Strict fine print and exclusions: Homeowners expressed frustration with coverage limits tied to an item’s age or maintenance history. Other reviewers mentioned having components excluded from coverage without clear upfront explanation.

We also found two negative reviews that reflect common customer complaints with the company:

“I bought a four-year contract three years ago and had never filed a claim until now. When our refrigerator died recently, Select Home Warranty flatly denied my claim for the cost [of] replacing the failed compressor, even though the contract clearly states that the compressor is covered!” —Jim G. via Trustpilot, November 2025

“I would give them less than 1 star if that were an option. You follow their instructions, and they deny your claim. They send out technicians who don’t know what they’re doing and they report that the item isn’t covered. They never call back when they say they will. They have agents you can’t understand due to poor connections. Plus, they tell you certain things are covered when you purchase the policy, but when you file a claim, you’re told the item isn’t covered. Then they try to get you to purchase an additional add-on so you’ll be covered in the future.” —Rhonda B. via Trustpilot, October 2025

Our Experience With Select Home Warranty

To determine Select Home Warranty’s ease of user experience, our team of secret shoppers posed as homeowners shopping for home warranty coverage. We collected personalized quotes for a series of homes across the country and reviewed a sample contract for each plan. Here’s what we found. 

Signing Up

Our tester found that signing up for a plan with Select Home Warranty was very simple. To view custom pricing, he visited the company’s website and entered his contact information and home address. From there, he was shown three plan options side-by-side, each with clear check marks indicating what was covered under each plan and highlighting key differences.

While the pricing for each plan was displayed upfront, Select Home Warranty did not provide a link to a sample contract during the purchase process. This made it difficult to compare coverage limits, exclusions, and other terms before completing the purchase. Our tester ultimately had to search the company’s website manually to locate the contract for review. In addition, Select Home Warranty doesn’t specify an exact service call fee, even within its online sample contract.

After submitting his information, our tester received a follow-up call from a representative who confirmed his plan details and discussed payment options. The representative encouraged upgrading to an annual plan, emphasizing its lower deductible and overall cost, but he chose to remain on a monthly plan. Our tester said that the representative was courteous and not overly pushy throughout the conversation.

Following the call, our tester received a welcome email with account access details, though it was filtered into his spam folder. We suggest checking your spam folder if you don’t see a confirmation email right away. Although Select never sent our tester his full policy by email after signing up, he was able to access it through the online portal.

Filing Claims

Select Home Warranty’s claims process can be completed through its online customer portal. Our tester went through the process firsthand and outlined the steps involved in submitting a claim below:

Step 1: Start the Claim

You can request service 24/7 online or by calling 855-267-3532. Our tester logged into the Select Home Warranty customer portal to submit a claim for a leaking washing machine. The login process requires entering an email address, after which the company sends a one-time access code instead of using a password—a feature he appreciated for its convenience.

Step 2: Enter Issue Details

To file the claim, our tester selected “Submit a Claim” from the main dashboard and answered a few straightforward questions, including providing the washer’s model and serial numbers. However, our tester encountered a technical glitch when trying to submit the form. He said that the “Submit” button initially didn’t respond and only worked after he clicked it multiple times.

Step 3: Wait for Your Technician Assignment

After the claim finally went through, he immediately received an email confirmation stating that Select was working to assign a technician. The message noted that this process typically takes up to 48 hours, after which he would receive the technician’s contact information.

How Select Handles Emergency Repairs

We also found that Select outlines its standard and emergency claims procedure in its sample contract. You must contact Select within three days of noticing the issue, with Select assigning a service technician within two days. Under emergency circumstances, Select will dispatch a service technician as soon as possible—but it’s up to the company’s discretion when it comes to what’s considered an emergency. 

Is Select Home Warranty Worth It?

As a homeowner, you may wonder if coverage from Select Home Warranty is worth the price. The answer will vary depending on what you are looking to get from a home warranty. For example, if you’re purchasing a home warranty for basic protection, Select’s plans could provide sufficient coverage for your needs at an affordable price. The company can also offer a good choice if you have newer home appliances with maintenance records available and just want peace of mind. 

Select may not offer the best option for a home warranty provider if you’re searching for high coverage limits for most household items. Competitors such as American Home Shield may charge higher rates per month, but also offer coverage limits of up to $5,000 per item per term. These plans may offer more value if you live in an older home with more repair needs or are looking for advanced, comprehensive protection. 

FAQs About Select Home Warranty

Our Rating Methodology

We use a detailed rating methodology to objectively score each home warranty company we review. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and running focus groups and homeowner surveys. 

We use this information to score each provider in six comparison categories that we think are most important when choosing a home warranty. We rate each provider across 23 factors within those categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We convert the final scores to a 5-star rating. 

Here’s a breakdown of our weighted factors:

• Coverage (35%): This category looks at how comprehensive each provider’s coverage is, including whether it covers unique items. Companies that cover the most items and have higher annual limits received the highest scores. We docked points from providers that impose long waiting periods or have depreciation policies that decrease your payouts for aging items.
• Cost (20%): We looked at average monthly prices and service call fees. We gave the most points to companies offering pricing at or below the industry average that don’t impose any surcharges or extra fees.
• Trustworthiness (15%): To gauge reputation and reliability, we reviewed customer ratings across sites such as the Better Business Bureau and Trustpilot, as well as companies’ responses to complaints. We also checked for National Home Service Contract Association (NHSCA) membership. Providers with the highest ratings and longest workmanship guarantees received higher scores. We deducted points for any ongoing legal issues.
• Plan transparency (10%): We read terms, policies, and disclosures in provided contracts and on each company’s website. Providers with transparent contract details and policies received more points.
• Customer support (10%): Companies with multiple claims filing options, fast response times, and accessible customer support scored well in this category.
• Flexibility (10%): We awarded more points to providers offering more plan options, larger add-on catalogs, the ability to choose your own technician, and customer-friendly cancellation policies.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.